A Little Insurance

THE NEXT NIGHT- JOSIE'S BAR AND GRILL-

Josie's was packed as usual tonight...

Gus, the owner and head bartender was happy as usual...He was making money...

My friend, Attorney Robert Foxworth and I were having beers...

"So Bonita and I found a great little place in Bayside...with a bigger yard and a sliding board for our daughter... When Kimmie comes over for a play date, she's really going to enjoy it." he said.

"Yeah, I imagine she will...Still ,I can't imagine you living in Bayside.." I said.

"It's not that far Kev..and besides...My law practice isn't going anywhere..It'll be in the same place..."said Robert Foxworth, whose phone rang....

"Ugh Oh...that's my boss.....Bonita calling...I gotta go...See ya around Kev." He said as he tossed a few dollars on the counter for my and his beers and left..

''See ya Robert." I said.

Walter "Kool Kat" Jones saddled up next to me...

"What's up Kev?" he said.

"You got the hot hand Baby! You tell me." I said.

''What are you guys having?" asked Honey Brown...

"Two Coronas, One for me and one for him.."said Kool Kat..

"Thanks Kools." I said.  I hadn't paid for a drink tonight so far.

"So...I leaned on a number of my informants and I got the 411 on our boy, the Late Charles "Chino" Watkins... What we know is he's been a high price hitter, for the highest bidder...If you needed someone gone...He was your man..... A rival crew sent 15 of their best muscle after him once and all but one was collected in a body bag....The police don't even know about them...They just know about the 27 or so contract killings he's a suspect in...Like you were told...He works clean...No prints, no DNA and no eyewitnesses...Since his last stint as a guest of the state, He's kept a low profile.... Officially he worked at that same Car Rental place, where our friend, Joey Amin last leased a car....He was the one who returned the car...And if he returned the car, chances are...He killed Joey Amin...

But here's the real skinny....He had another job...He was working as the driver for a guy named Andre Davis.....

He's the son of a major player.. "Sting "Ray Davis....." said Kool Kat..showing me a photo.

"He's got an office on the 25th floor of that Aqua Dome Building....you know with the huge fishtanks outside the elevators and all?" he said.

"I remember "Sting" Ray Davis....He had the hot package on the streets at one time... Sissy and C.I.D. detectives got him for murder one and he and 39 of his associates took a huge fall..I think they're all doing life." I said.

"For all intents and purposes...Sonny Boy wasn't a part of that...Or so it would seem... His daddy sent him to the best schools, St. Joseph Prep...University of Penn, He has an MBA and a Law License...He wasn't in the drug business and he appears to have a legitimate business set up.. Davis Investments and Securities..but from what I hear...He was or maybe still is looting the hell out of the Southeastern Pennsylvania Construction Union's pension Fund...You might want to look into that...and into him further.." said Kool Kat..

"How did you get all of  this information?  Who told you?" I asked smiling..

"I told you...Guys I know on the street.....I still have a reputation somewhat Kev, plus...I DIDN'T ASK EM POLITELY ALL THE TIME, If you get what I mean and I think you do.."said Kool Kat..

I laughed..... "Yeah I get your drift..." I said. Kool Kat was once one of the most fearsome enforcers on the streets...People still feared him. I was glad he was my lifelong friend.

I scanned the bar..It was a Friday Night.. The Bar was packed..

Several D.J.'s were spinning tonight... My Young Attorney friends were here tonight...Beverly, her husband, Nelson,  Josie, her husband, Paris, Bresha, her husband, Tony, Keith and Beatrice Jones, Sofia Garcia-Ahmed and her husband, Kahlil, Jasmine "Jazzy" Coley and her husband, Dabnis, Kayla Bennett- St. Jacques and her husband, Ray, Jessica Sanchez-Burrows and her husband, Charles "Chip" Burrows...They were all Line Dancing and then pairing off into couples and dancing...Along with them were the newbies..Brooke and Sean Marks, and Natalie and David Charles....They were having the time of their lives...

At a large table in the center of the bar, the older members of their crew sat, surrounded by drinks..

The ever gorgeous Olivia  Bennett-Alexander and her husband, Donnie Ray, The equally gorgeous Yvette Jones-Lockwood and her husband, Gary, Beverly's sexy mother, Alfreda, Olivia's office manager and her husband, ADA Rockland Cambridge, Jade Lee-Ho, a fellow investigator, who I had worked with years before, her husband and my friend, Lt. Danny Ho,Virginia Shaw-Dukes and her husband Judge Jetty Dukes...and Zoey and Lem... I had heard that this group traveled to other Bars, Aqua Bar, Stoleys, Curleys and a new Bar, the No I.D. Bar.....but everybody eventually returned to Josie's...It was our neighborhood spot..Our Safe space..If not on Sundays for Super Brunch, Thursday and Friday Night when there was live entertainment or visiting D.J.'s like tonight...

Across the bar...my good friends, who I had just seen last Night.  Lt. Sissy Van Buren and her husband, Eddie C.  ,ADA Keith Wallace and his wife, Detective Carlotta Rodriguez-Wallace, Detectives Tyriq and Sirena Pile, Detectives James "Jimmy"Barlow and Angela Belton-Barlow,  Detective Edwin "Duke"Baylor and Dr. Hazel Baylor, Detective Tony Hopkins and his wife, Sharon Hopkins, Deputy Special Agent in Charge-FBI/ATF

"Big Crowd tonight....Who aint here?" said Kool Kat ,as we began drinking our third Coronas..

"I know right?" I said.. I smelled a familliar fragrance and I spun around...It was Sepia.

"Helloooo Husband... Ashley is watching Kimmie tonight...We have the house all to ourselves.."said Sepia.

"Well I know what that means..."said Kool Kat, plunking down a few dollars to pay for our drinks..He got up... "Good Night people.. Good Night Bad Girl...You're prepared to be badddd tonight."he laughed.

"I am if he is."laughed Sepia seductively...

"I'll talk to you later Kools...Thanks for the info.." I said.

"No problem!" he said.

"You want a drink?" I asked Sepia.

"Not Necessarily..." she said and smiled. 

II-

Sepia and I went home...I could see she'd been shopping today....She still had the packages on our bed..

She opened the packages, which were from "PANTY'S GALORE", a lingerie store and began placing them in her drawer..

"I bought a few things today...Let me put these away...I'll be ready in a minute." she said.

I watched as she put three new pairs of panties in the drawer...She smiled at how attentive I was to what she was doing...

"Don't stare too hard....Heee hee hee heeh..."She laughed...She closed the door, She looked at me..

"Okay...I'm ready now.." she laughed..

I stared at her and said- "You have no idea how bad I want you right now." I said.

"I think I do....You want me every single day.....Can't keep your hands off of me..Even in public. dang!"she said and laughed..

"Come Here.."I laughed and pulled her to me..

We kissed passionately,......

We undressed each oher..

I slipped her panties down..

and unhooked her bra....continuing to kiss her...

"Ummmmmmmmmmmmmmmmmmm...Ouuuuuuuuuuuuuuuuuuuuuuuu, you don't make any sense being this big and this damn hard...."she said..

I lifted her up and slowly plunged into her...She gasped and sighed,....

"OUUUUUUUUUUUUUUUUUUUUUUU HUSBAND!!!!!!" she sighed...

"OH MY GOD SEPIA.....OUUUUUUUUUUUUUUUUUUU! " I moaned.

I placed her on the bathroom sink, spread her legs and began to plunge myself into her...She was so wet... Unbelievably wet...smelled so good, skin so soft...I was losing my mind....Sepia had an intense orgasm and held on to me for dear life, kissing me as though her life depended on it...

I turned her around and entered her doggie style..

"OUUUUUUUUUUUUUUUUUUUUUUUU, YOU NASTYYYYY DOG!!! OH MY GOD!!!" she screamed out, her body trembling and her head moving from side to side...

Within a few minutes we were sitting on the side of the bed, Sepia moving up and down on me...

Moaning and cooing....and kissing me....

By the time we were prone in a missionary position...Sepia had had yet another orgasm...She smiled at me serenely, lovingly and we began to make sweet love for the next EIGHT TO NINE HOURS!

We both came to orgasm and Sepia lie on top of me.....breathing heavily...

"Aren't you glad I came to Josie's and got you tonight?" she cooed.

"I damn sure am..."I said as I drifted off.

Midnight, a few hours earlier in The Aquadome building..

The AQUADOME HOTEL- 25th Floor...

The Office of Andre Davis, Businessman.

Andre Davis was on the phone..

"Baby...You know I love you....It's just that I've been working very hard lately....I've been under a lot of pressure...but look...look,I'm gonna make it up to you this weekend...Yeah...Check it out...I've rented a suite for us at the downtown Marriot... The Honeymoon suite...with room service and everything you like..Thick New York Strip Steak, Lobster... Shrimps and Drinks for Appetizers, a sauna and a Jacuzzi...The works... Then I'm gonna take you and slip your panties to the side and put it in real slow." he was saying to a woman on the other end..

He had no idea that Gail McCloud...His newly hired Book keeper and I.T. Specialist was still at work..She had been working late...She overheard the conversation and slipped back to her office, before he noticed she was there. She locked herself in and dimmed the lights..She was hurt...Tears rolled down the side of her face...None of these men was worth a damn...Her husband had lied about his name, his education, his job, everything...In the end he was nothing more than a grifter and a player.. Engaged to another woman while married to her and now ,probably knowing he's been found out...He's hiding somewhere....The tears flowed down her face...Just days ago, this man, her new boss, Andre Davis..was humpin her...sweating and groaning and telling her how special he thought she was.. And now here he was on the phone talking to another woman..making weekend plans with her..."What a dog she thought.."

Andre Davis looked around...The Office looked empty...He put the alarms on, cut the lights off and left for the night...

Gail watched out her window as he got in the car that drove up for him and left...

She had some "insurance". Andre Davis had been careless.. He had kept Two seperate books....One was the company's regular accounts...and the second was the company's "shadow accounts." This book detailed payments made from the Southeastern Pennsylvania Constuction Unions Pension Fund..

Over a period of a year....He had been siphoning close to 1.5 million dollars from the account....and it also showed....Transfers of 50K, monthly to her HUSBAND's account in the Caymen Islands...and then just like that...They stopped....

There was a payment of $3000.00 to a Charles "Chino "Watkins made the day before her husband was last seen...and another payment of $6000.00 just a few days ago before Chino was himself shot and killed. This was money for murders she thought!

She used a Micro camera to snap photos of this entire book....Then she faxed all of this, "Attention

Mrs. Bonnie Shay, Cyclops Insurance..."

Then she made a copy of the entire book and placed the pages in her legal roller.. she placed the Book back where it was originally....Where he thought no one would find it... She took photos of the legitimate books and faxed all of this,"Attention Mrs. Bonnie Shay, Cyclops Insurance..."

She turned the alarm off.. Then reset it and then quietly slipped out and down the backsteps... She wasn't planning to return here, ever again.. She was going to place what she had in a Safe deposit box..

She now had insurance.

III-

I was in the sub-basement of Morris Communications...

We had done a complete work up on Andre davis, son of the now incarcerated crime boss...  The Boss had kept Junior as far away from his business as possible..Junior had done well in school and had graduated from the best prep school in Philadelphia and had excelled at IVY Leauge PENN in undergrad, Wharton Business School and PENN Law School..He had no criminal record , even though it was rumored that for awhile he took over his father's business of having a package on the street... He nevertheless had managed to stay off of everyone's radar and was no longer in the Heroin business.. Rumor has it...He wholesaled the last of his product until it was all gone and then he quietly bowed out.

ANDRE RAY DAVIS

Son of Convicted Crime Boss, Ray "Stingray" Davis , currently serving a life sentence for Murder and RICO offenses, along with 39 of his associates due to a successful Sting operation by the Criminal Investgation Division of The Philadelphia Police department, FBI, ATF and DEA.

Young Davis has no criminal record..

Graduated from St. Joseph Prep, Philadelphia PA.

Bachelors degree, Business Administration and Management and Accounting, University of Pennsylvania.

MBA-Wharton School of Business, University of Pennsylavnia..

J.D. University of Pennsylvania Law School,  passed the Bar in Pennsylvania, New York, New Jersey, Deleware, California, Florida.

Owns Davis Investments and Securities- Philadelphia PA.

He looked clean...but if he was dealing with his father's former enforcer, Chino Watkins...Something had to be dirty about him...

My phone rang....It was Bonnie..

"Kevin, I've got something...Something that may blow this case wide open..."she said.

"This is for real this time right?" I laughed..

"Kevin I swear...It was faxed to me...and sent to my email address as well...but we've got to meet somewhere, where we can talk in private...I'm coming by in my car to get you."said Bonnie.

"Okay...I know a place.." I said.

At The Marriot in downtown Philadelphia, Andre Davis was dining with a beautiful young lady...Shelby Harris, a model.

They were enjoying a thick New York Steak...

And Lobster...

With a bottle of the best champaigne money could buy...

"I told you I'd make it up to you baby...Only the best for you..."laughed Andre Davis..

"Ouuuu Andre, you are the baller, you've said you were... I knew that after that trip to Monte Carlo we went on last month and then to Brazil for New Years Eve,,,Oh My God, when are we getting married?" she asked.

"You pick the date!"he laughed...."Heh heh Heh." he said,

The young lady with Andre Davis's mouth opened wide and she put her hands to her mouth upon seeing the suite with the huge bed and the blue neon lights...

"OUUUUU...YOU ARE A BALLER AND A SHOT CALLER!" she said..

"What I tell you...I'm just like my old man, Only  better...I'm no gangster...."laughed Andre Davis..

"Okay...Now you said you were going to slip my panties to the side..." she said softly...

"Well alrighttttttttt!" he said..

He pulled her to him and kissed her soft lips. . He was now so hard, he felt as if his penis might tear his trousers open... He kissed her passionately and unzippered her dress...

She smelled good and her skin was still baby soft.. She unzippered his trousers and he stepped out of them..

"OH MY GOD!!! DRE, YOU'VE GOT A HORSE IN YOUR TROUSERS!!!" she said...His boxers were really protruding.. She slipped them down and began softly stroking him..

"OUUUUUUUUUUUUUUUU it has been a long time for you hasn't it?" she cooed..

"NO NOT REALLY!" he said truthfully...He had just screwed Gail McCloud, a few days before in his office.

"MYYYYYYYYYYYYYYY GOODNESSS!" she whispered..

Her body trembled.. she began feeling sensations she hadn't felt in awhile.

They continued to kiss passionately and he dug his hands deep down into her panties, feeling her buttocks..

and slipped her panties down...

"OUUUUUUUUUUUUUUUUU DRE, YOU NASTY BOYYY! YOU BIG HARD NASTY BOYYYY!" she cooed.

They stood in the middle of the floor kissing passionately....

He lifted her up and entered her slowly and softly...

"OUUUUUUUUUUUUUUUUUUUUUU....UMMMMMMMMMMMMMMM...OHHHHHHHHHHHHHHHHHH..." she moaned.

".OUUUUUUUUUUUUUU! " he whispered..

She felt warm, safe, good...Today couldn't have been any better....

"OUUUUUUUUUUUUUUUUUUUUUU..WOUUUUUUUUUUUUUUUUUUU....OUUUUUUUUUUUUUUUUUUUUU!  DRE!!!" she cooed...

"OUUUUUUUUUUUUUUUUUU DRE,UMMMMMMMM PUT IT ON ME!" she moaned. As he sat her on the small drawer and began to pound a little faster..

"AWWWW..AWWWWWWWWWWWWWWWW...OUUUUUUUUUU..AWWWWWWWW LAWD!" he moaned.

"Dre...DRE!!....DRE!!! OUUUUUUUUUUUUUU!" she screamed.

She moved up and down on him on his very comfortable and soft  bed..

"OUUUUUUUU DRE MY GOODNESS!" she cooed. Her body trembled and her head moved from side to side..

She began to ride him like a surfer rides the waves..

"OHHHHHHHHHHHHHHHH!  GIRLLLLLLLLLLLLLLL  UMMMMMMMMM!" he moaned..

They made love for the next NINE TO TEN HOURS!!

His hotel bed squeaking and the headboard almost shaking itself loose...

Andre Davis  couldn't bring himself to stop...

His young lady friend surprisingly had had about three intense orgasms...She didn't want him to stop...

She was amazed at his stamina...

"DRE, OUUUUUUUUU YOU'RE A BEAST!" she howled... "OUUUUUUUUUUUU

OOOH MY GODDDD!" she cried out...

It was near daybreak and they were still kissing passionately..

"OH  DRE!" she moaned in between hot smouldering kisses.

"OOOOOOOOU...OHHHHH  GIRRRRRRRRRLLLL !!!!!" he moaned.

Doing it doggystle in the window, where his lady friend looked out and could see the early Philadelphia morning traffic, People going to work...She was having another intense orgasm... She hadn't felt this good in years and DRE  was really giving it to her.

"OUUUUUUUUUUUUUUUUUUUUUUUUUUUU, MISTER DAVIS!!, OUUUUUUUUUUUUUUUU YOU ARE A BEAST!!! OH MY GODDDDDD! OUUUUUUUUUUUUUUUUU!!" she screamed..Banging her hands on the table, her head turning from side to side.

They finished up on the floor...doggy style with  DRE coming so hard, she thought he had passed out..

"UMMMMMMMPH , OHHH SWEEET LORD,  HAVE MERCY!" he said , trying to catch his breath....

"OH ANDRE" she moaned.

She lay on top of him, trying to catch her breath...

"OHHHHHH GIRRRRRL" he moaned a little later.

"I've got a phot shoot today.I'm cancelling it." she said.

"I'm calling out today too...I'll leave a message for my administrative assistant.." he said.

"I'd like to work on you a little more." he said..

He scooped her into his arms and kissed her passionately..

"Oh Andre, you're sooo silly and horny too, Oh My God!." she said,laughing in between slow ,soft kisses.

Within minutes they were both making love again...

"OHHHHHHHHH!" he moaned.

"OUUUUUUUUUU!" she cooed...

The sun was coming up... If he thought he was untouchable... He needed Think again!

IV-

At A Rooftop Restaurant in downtown Philly....Bonnie and I met. This time for real..

This is my fourth time Here... I came here with Olivia, Beverly and their team once to celebrate after I helped them win a case...Ummmmm the Pasta here is so good."said Bonnie as we both chowed down on some creamy pasta salad..

Then I was here with Yvette and her team ,after I helped them win a case as a celebration...We couldn't eat at Sam Mother's that day because like Olivia's case, Lt. Tragg was on a tear...He had lost two cases in a row and he was triggered...We didn't want to be anywhere near him....

The third time I was here ,was with my husband...We had a private lunch together...It was nice." she said.

"I've been here with Sepia...This is a nice spot.."I said.

And they do make the best pasta." I said, laughing..

"Last night...my former employee, 

who I am going to hire back after this is all over was working late at her new job...Davis Investments and Securities...the company, the young prince ,who would be king runs...They must have had a falling out of some kind...It was after 1:00 and I'm sure everybody had gone for the day....She was working late and she faxed and emailed this...His Books...Two copies...The Books everybody sees...and these books, the real books... He has been siphoning money out of the Southeastern Construction Workers Pension Fund, like a siv...to the tune of millions for about a year...

He's been doing it quietly...I think...I think our friend ,Mr. Joey Amin knew about it...He was transferring 50K on a monthly basis to a Pocket Account that Joey Amin/Arthur Anderson had, that nobody knew about..."said Bonnie.

"Oh My God!!!If Joey Amin was Blackmailing him...He was losing a sizable chunk of money...That had to hurt." I said.

"Look at this, two payments made to Charles "Chino" Watkins...One for $3000.00, I think that was for Chino...This payment was transferred into his account the day before Joey Amin went missing. and then there was $6000.000, $3000.00 a piece ...That was for us, you and me...Luckily for us...He never got to spend that money..."said Bonnie.

"I feel sorry for the people in the Southeastern Construction Workers Pension Fund..."I said.

"Don't!  I hacked into his account and transferred all that money back....I made a call to them today and told them what he had been doing and told them to create a failsafe so he couldn't do that again...His account is considerably lower at this very moment than it's ever been..And I didn't have to really Hack...She sent me the account numbers.. The money that was left  in Joey Amin's pocket account.. I transferred it to me and you.."said Bonnie..

"Damnnnnnnnn baby girl did him in....I wonder what he did?  "I said.

"Probably screwing another woman, Lying to her just like her husband.Tewlling her she was the one, when she was actually one of many!"said Bonnie.

"So it's safe to say, Joey Amin is dead...Where is his body?" I asked.

"We may never know...His killer Chino Watkins  is definitely dead...He'll never tell us.We may never find Joey Amin's remains...but now we have evidence that Andre Davis, ordered his murder and ours as well and we have concrete proof that he was skimming money from the Southeast Pennsylvania Construction Workers Pension fund..If we go to the authorities, we've got enough for an indictment.."said Bonnie.

"Where is your Whistle Blower?" I asked.

"She's scared.. She texted me....She asked me if I'd gotten everything...I told her I did.. I have it all on a Zip drive, which I'm going to give you and I'm putting the Hard Copies in a safe at my office until we are ready to go to the Feds... She told me, She has Hard copies that are in a safe deposit box...She packed a bag and she caught a train out of Philadelphia...She has Relatives and friends in Maryland.."said Bonnie.

"That was smart, very smart...with his accounts looted and The Southeastern Pennsylvania's Construction workers Pension fund alerted...His world is going to be markedly different when he wakes up in the morning." I said..

"Ohhhhhhhhhhhhhhhhhhhhhhh yeah!!!" said Bonnie.

(CONCLUSION NEXT!)